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Personal credit reporting to the insurance industry to expand, the financial insurance credit system to realize the large data inquiry, risk pricing

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Personal credit reporting to the insurance industry to expand, the financial insurance credit system to realize the large data inquiry, risk pricing
[editor's note] in this paper, starting from the central bank, the author crawl, information technology management department of China insurance co., LTD. Li Pengbin, Pacific property insurance co., LTD. Existing million euro spinning, and reference for the industry. Credit reporting industry is an important part of the construction of social credit system, credit reporting industry development help contain bad credit behavior, is conducive to maintaining good economic and social order, promote the development and perfection of social credit system construction. Enterprise and individual credit system is to achieve financial healthy operation of the foundation and guarantee of insurance market, in recent years, new Internet technology and the development of the new type of insurance business, insurance credit system construction put forward new requirements to the finance, the domestic personal credit reporting industry service object will be gradually extended to the insurance part of lending financial scenarios, such as insurance will become the important application in the field of personal credit products and services and the main scene. Financial credit system in our country present situation and the short board central bank credit reporting center as the domestic authority of agency, the...
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