The Internet of things is called the third wave of information technology after the computer and the Internet. A perception on the real world and the interaction of organization through Internet banking, can value from the two dimensions of time and space on the overall perception, identification of entity entity behavior, to promote financial services to the real economy, enhance the level of financial risk prevention, but also can provide more convenient financial services for the people. The practice of IOT summarizes the practice of IOT first. It can be traced back to the Xerox Co's online Cola vending machine in 1990. In 1999, Professor Kevin Ashton of Massachusetts Institute of Technology (Kevin Ashton) first proposed the concept of Internet of things. The Internet of things, the The Internet of Things (IoT), refers to the collection of objects, information and processes that need monitoring, connecting and interacting with various devices and technologies. The collected information includes both information and operation information, and can also be wrapped up.