In retail business, credit card business plays an increasingly important role. With the disclosure of the 2018 annual report, many listed banks have also lifted the veil of credit card business. Beijing Business Daily reporter statistics found that, including China, agriculture, industry, construction, communications, investment, CITIC, Ping'an, Pufa, Zhejiang merchants and other banks disclosed the credit card business situation in 2018, five banks credit card issuance into the "trillion club". In terms of the growth rate of circulation cards, the number of circulation cards in some banks increased by more than 30% year on year. However, behind the increase of card issuance and transaction volume, the rise of bad rate has also become a worry for the development of credit card business. For the future development of credit card market, analysts believe that commercial banks should focus on setting up scenarios to expand the scale of retail business by creating an ecological circle of high-frequency scenarios. The growth of card issuance has soared. In terms of specific card issuance, ICBC still ranks first. As of the end of 2018, the total amount of credit card issuance by ICBC is still in the first place.
VHTEAM > Feeds > The quantity of issuing cards has increased sharply, and the rate of bad credit cards has risen. The "sequelae" of the battle for bank credit cards has emerged.
The quantity of issuing cards has increased sharply, and the rate of bad credit cards has risen. The "sequelae" of the battle for bank credit cards has emerged.
2019-04-08 09:41:00Source: Billion euro
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